Privacy Statement

Privacy Statement


  1. Introduction
  2. Collection of personal data
  3. Use of personal data
  4. Personal data and third parties
  5. Use of cookies
  6. Security of personal data
  7. Changes to this Privacy Statement
  8. Contact Information
  1. Introduction

Cyprus Association Of Actuaries (hereinafter referred to as the “CAA”) is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the CAA website and governs data collection and usage. By using the CAA website, you consent to the data practices described in this statement. Our Privacy Policy applies to any member or visitor to our website. 
The purpose of this Privacy Statement is help you understand the way we collect and use personal data and the choices you have. We welcome any comments or questions you may have.

  1. Collection of Personal Data

We collect your personal data when you provide us with that data. Some examples include the submission of a Membership Application for enrolment to the CAA, when you submit your personal data to qualify for Fellowship or when you provide us with your personal data during a seminar or Continuing Professional Development (“CPD”) event. Once we receive your Membership Application, upon approval by the relevant Committee, we create your profile. You can manage your personal data contained in your Profile Account at any time by logging in and editing the information.
The CAA collects personally identifiable information, such as your e-mail address, name, home or work address, telephone number as well as educational and employment background. The CAA also collects anonymous demographic information, which is not unique to you, such as your post code, age, gender, preferences, interests and favorites.
There is also information about your computer hardware and software that is automatically collected by CAA. This information can include: your IP address, browser type, domain names, access times and referring  website addresses. This information is used by CAA for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the CAA’s website.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through CAA public message boards, this information may be collected and used by others. The CAA does not accept responsibility for this. Note: The CAA does not read any of your private online communications.
The CAA encourages you to review the privacy statements of Websites you choose to link to from CAA so that you can understand how those websites collect, use and share your information. The CAA is not responsible for the privacy statements or other content on websites outside of the CAA and CAA family of websites.

  1. Use of Personal -Data

The CAA collects and uses your personal information to operate the CAA website and deliver the services you have requested. The CAA also uses your personally identifiable information to inform you of other products or services available from Cyprus CAA and its affiliates. The CAA may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
The CAA does not sell, rent or lease its customer lists to any third parties. The only relation to your personal data and any third parties involved is specified in point 4, below. The CAA may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, the CAA may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to CAA, and they are required to maintain the confidentiality of your information.
The CAA does not use or disclose sensitive personal information, such as race, religion, political affiliations or union membership, without your explicit consent.
The CAAkeeps track of the websites and pages our customers visit within CAA, in order to determine what CAA  services are the most popular. This data is used to deliver customized content and advertising within CAA to customers whose behaviour indicates that they are interested in a particular subject area.
CAA websiteswill disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on CAA or the site; (b) protect and defend the rights or property of CAA; and, (c) act under exigent circumstances to protect the personal safety of users of CAA, or the public.
Also, the CAA may process personal information for carefully considered and specific purposes for the legitimate interest of the Association, in order to enhance the purposes for which the Association has been established and/or the services we provide, including communications which we think may be of interest to you, for the benefit of our members/website visitors. Such processing of persona data will only take place provided that your fundamental rights and freedoms are not overriding.

  1. Personal Data and Third Parties

By becoming a registered Member of the CAA, you expressly agree for the CAA to transmit your personal data to the following third parties:

  1. the International Actuarial Association (“IAA”) or/and any of its members,
  2. the Actuarial Association of Europe (“AAE”) or/and any of its members,
  3. to any Cypriot Regulatory Body, including the Provident Fund Registrar, upon request,
  4. to the Insurance Companies Control Service (“ICCS”), upon request,
  5. Government Authorities or Regulatory Bodies which require confirmation for the purpose of approving a professional role for the interested member of CAA.

We will not transmit any of your data to any other third parties, other than the ones specified to points (i) – (v) above, without first acquiring your explicit consent.

  1. Use of Cookies

The CAA website uses "cookies" to help you personalize your online experience. Cookies also help us keep your account safe and protect you from security risks. Please refer to our Cookies Policy for more details and information.

  1. Security of Personal  Data

The CAA secures your personal information from unauthorized access, use or disclosure. The CAA secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
We will not keep your personal data for longer than necessary to achieve the intended purpose for which you provided us with your personal data. We may keep your data for a longer period if we are requested to do so by an applicable Law or based on our general retention period.

  1. Changes to this Privacy Statement

The CAA will occasionally update this Statement of Privacy to reflect company and customer feedback as well as applicable laws and Regulations. The CAA encourages you to periodically review this Statement to be informed of how the CAA is protecting your information. In case we make material changes to this Privacy Statement, we will provide notice through our services, or by emailing you, or by other means, to provide you with the opportunity to review the changes before they become effective and in case you disagree, enable you to object to the changes made and/or elect to close your account. 
If you agree with the changes made and acknowledge the new content of the Privacy Statement, you may continue the use of our services after we notify you for the changes effected, either by emailing you or after publishing the updated version of the Privacy Statement.

  1. Contact Information

The CAA welcomes your comments regarding this Statement of Privacy. If you believe that the CAA has not adhered to this Statement, or if you have any questions or complaints regarding this Statement, please contact the CAA at We will use  reasonable efforts to promptly determine and remedy the problem or the question addressed.

In case you wish to withdraw your consent regarding the collection or use of data or any other related matter, or object to the processing, lodge a complaint, require access to the data or require any information in relation to the personal data that we possess,  you can do so by simply sending an email to that effect to the email address or by sending a relevant letter to P.O.Box 23533, CY-1686, Nicosia, Cyprus.